adsense code

Sunday 8 July 2018

Is Mutual Fund really risky?

Let's understand difference between Risk and Volatility.

If someone would have invested Rs. 100,000/- in popular scheme of MF in January 2008, the value in March 2009 was Rs. 45479/-  (-54.5% down)
(Those who withdraw here will end up making loss)

But do you know the value in November 2010 ? it was Rs. 136,687/- (200% up from March 2009).

Not only that, the value in January 2015 was Rs. 212855/- (55.7% up from November 2010)

But again in February 2016, it was Rs. 156398/- (-26.5% down from January 2015)

And 18th May 2018 value was Rs. 252049/-

But despite the roller coaster ride, from Jan 2008 to May 2018, Rs. 100,000/- has grown to Rs. 252,049 (152.05%)

Mutual fund is not risky but it is volatile.

Please do understand one thing...Give time to your investment to grow. Don’t jump on to conclusion by looking at 1 or 2 years return. Stay Invested!

Real estate investments

 In India, our old people have only two options for investment. These are Real State (house or Plot) and Gold. We will talk about gold some ...