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About Me

I would like to introduce my self as Ratnesh Kumar Singh. Here I will share my views on saving habits and what I have observed about the saving and investments in my surroundings. These posts are only for educational purpose only.

I am not registered with SEBI as a research analyst. I am a certified mutual fund distributor. I am associated with NIRMALBANG. My views are for educational purposes. Kindly consult a qualified financial adviser or a research analyst before making any investments.

If you are looking for new mutual fund investment then contact me at

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Real estate investments

 In India, our old people have only two options for investment. These are Real State (house or Plot) and Gold. We will talk about gold some ...